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Personal Auto Insurance in Rock Hill, Greenville & Throughout the Carolinas

CIIG wants you to be protected with the right auto insurance coverage. With a large team of dedicated advisors who have a clear understanding of how insurance works in South Carolina, CIIG can handle all of your auto insurance needs and answer all of your questions. We focus on empowering our customers. We want you to understand how auto insurance works so you can always make an educated decision. 


Call us today to see how we can help you get cheap auto insurance in Rock Hill or Greenville, SC, that will also provide you with the coverage you need to stay safe. 

South Carolina Car Insurance Requirements

South Carolina mandates that all drivers have minimum auto insurance coverage to be able to drive legally. So, in addition to being covered financially, you’ll also be lawfully covered when you get an auto insurance policy for your vehicle.

In South Carolina, the minimum liability car insurance limits are $25,000 for property damage, $25,000 for bodily injury or death per person, and $50,000 total for bodily injury or death per accident.

Importance of Personal Auto Insurance

Even the safest drivers are at risk of getting into an accident or dealing with theft. That’s why car insurance is so important. Car insurance protects you from financial loss when you get into an accident or encounter a break-in, whether or not you are at fault. 

Types of Auto Insurance Coverage

There are a few different types of car insurance that you can buy. In South Carolina, motorists are required to have limited liability and uninsured motorist coverage. Your auto insurance broker can help you determine which other types you may need depending on your situation.


Protection in a car accident when you're the driver at fault.


Helping pay for treatment of injuries suffered in an accident.


For damages caused by a driver with little or no car insurance.


Helping to replace or pay for damages if your car is stolen.


Helping to pay for cost of repairs if your car is hit by another.

FAQs About Auto Insurance

1. What factors can impact my car insurance rates?

There are a lot of factors that determine how much you’ll pay for auto insurance. These include your ZIP code, your vehicle, your age, your gender, your driving record, and your marital status. These factors may seem arbitrary, but they are all used to calculate your auto insurance coverage.

2. Why does my location matter when determining my rates?

Some of the specific factors that go into account when determining your rate based on your location include weather patterns, traffic and congestion on the roads, the likelihood of car vandalism, and the rate of vehicle theft in the area. That’s why you may have a different rate from a friend who lives in a different city.

3. How can I find affordable car insurance in Rock Hill or Greenville?

We know how important it is to stick to your budget, but keep in mind that the cheapest isn’t always the best. Spending a little more on insurance every month can save you thousands of dollars if you have an accident. Our agents can make sure you get the best coverage possible for your budget.


Call CIIG to find the best rates on car insurance in Rock Hill and Greenville, SC.

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