Its important to understand the options you have regarding your life after retirement and the potential need for long term care.
COVERAGE THAT FILLS IN THE GAPS
Now is always the best time to begin planning for the future. We believe in providing a meaningful plan with options for care and resources that lessen the burden on family members.
A Medicare Supplement is designed to cover expenses not covered by Medicare Part A or B. These policies fill expensive gaps left by Medicare. Our specialized advisors assist our clients in signing up for Medicare Part A and B, and selecting a supplement and Part D policy that meets their needs.
LTC Insurance often provides at home care, assisted living, and skilled living care at a facility of your choice. While the need for some form of long-term care in our retirement years is uncertain, the expenses from this type of care can devastate the best financial plan.